Small businesses can shop off-exchange through a broker, directly with...

https://www.bright-bookmarks.win/a-small-business-can-shop-for-off-exchange-coverage-through-a-broker-or-by

Small businesses can shop off-exchange through a broker, directly with carriers, or by comparing small-group plans. Before choosing, check whether the provider network includes employees’ doctors and nearby hospitals; premiums matter, but access does too.