Freelancers can put a Rolex up as collateral to cover the gap between invoices...

https://thelosangelestribune.com/2026/09/28/irregular-income-luxury-assets-a-liquidity-playbook-for-l-a-s-creative-professionals/

Freelancers can put a Rolex up as collateral to cover the gap between invoices without selling a watch they value. A lender can evaluate it in under an hour and fund the loan within 24 hours, providing cash for rent, gear, or payroll.